What We Do

The Carpenter’s Fund (TCF) specializes in small business and church infrastructure projects. We are a funding partner to Christian organizations that are unable to access affordable loan capital from existing financial sources.

TCF and its predecessor organization have made over $11 million in loans to organizations on five continents, and we have a 5-year track record of returning to investors between 7% and 10% each year. All investments are made according to established standards of international lending, and are backed up by collateral equal to 2 times the loan amount. Qualifying organizations have a successful operating history, management and board capability, clear strategy, a demonstrated commitment to environmental care, and sustainable impact in their local communities. Loan approvals are made upon unanimous vote of the Investment Committee.